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From my time trading with DEGIRO, I paid close attention to all the costs associated with depositing and withdrawing funds. Based on my direct experience and the detailed information I reviewed before funding my account, DEGIRO does not charge any deposit or withdrawal fees. This was important to me because hidden costs can seriously erode trading profits, and I wanted to be certain about what I might encounter before sending money to the platform. Instead, I found that the only cost potentially affecting deposits or withdrawals is the standard banking fee that might be set by my own bank, not by DEGIRO itself. This policy gave me some peace of mind as I moved funds in and out. However, it's critical for traders to be aware that, while there are no explicit DEGIRO charges for these actions, there is a 0.25% currency conversion fee, which comes into play if your trades or transfers require currency exchange. This fee is transparent and clearly stated in advance. In my experience, all costs tied to deposits and withdrawals were disclosed upfront, and I encountered no surprise deductions from my account. Still, I always recommend confirming your own bank's fees, as those costs are separate from the broker's. For me, DEGIRO's straightforward approach to funding and withdrawals has contributed to a greater sense of trust in their service.