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Based on my personal experience exploring Options AI, I found their approach to deposits and withdrawals flexible, but not notably fast when it comes to immediate withdrawals. Options AI supports several payment methods, including bank transfers, credit/debit cards, and some electronic payment options, depending on your location and the partner brokerage interface you use. For me, while depositing funds is usually straightforward with these methods, actual withdrawal times are subject to standard processing delays typical of most brokerage setups, which means immediate withdrawals aren’t guaranteed. The speed of a withdrawal is influenced not just by Options AI, but primarily by the policies and processing speeds of the partnered brokerage platform handling your account. In my trading operations, funds withdrawn via bank transfer or card generally require a processing window—often taking one to several business days. Even electronic methods, which can sometimes be quicker, still go through compliance checks, especially for regulated transactions. Given that Options AI operates as an integration layer rather than a direct custodian of client funds, the real determinant for withdrawal speed remains your selected broker. In my view, it’s always prudent to anticipate reasonable delays and check directly with your brokerage for precise timelines and any limits or fees that might apply. Relying on instant access to withdrawn funds isn’t realistic, and planning finances accordingly is a key part of responsible trading.