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Drawing from my experience and careful review of all available details, I see Retela as a broker with some clear strengths and noteworthy concerns. Retela operates under the regulation of Japan’s Financial Services Agency (FSA), which is a highly reputable authority and signals a certain baseline of oversight and protection for client funds. This adds a degree of credibility and is generally a fundamental requirement for me when considering where to trade, as Japanese regulatory standards are well-regarded for their rigor. The broker’s legacy, spanning over 15 years, and its diverse financial offerings are also encouraging. Still, credibility is not just about regulatory status; it’s about actual client experience. Here, the evidence is mixed. There are positive reports from several users, especially regarding prompt withdrawals and transparent trading conditions. However, I do note with concern several complaints—specifically about issues with withdrawals and unresponsive customer support. One user detailed significant delays and a lack of communication in processing withdrawals, even suggesting being asked for additional deposits before processing, which is a red flag in my book. On the other hand, other clients claim no issues with withdrawals. Balancing these observations, I personally approach Retela with cautious optimism. The FSA license offers some reassurance, but I cannot overlook the persistent negative withdrawal experiences reported. For me, while the structure and regulation are solid, the mixed withdrawal history means I would advise thorough due diligence and a conservative approach—perhaps starting with smaller amounts and monitoring the withdrawal process closely. Ultimately, I would not ignore the risks and would always prioritize protection of my capital.