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高风险养老基金令人失望:增长3.5%,通胀损失,£5k费用促使UBS退出

Scott Walker
6-10年
未验证

中评

8年前,我选择在瑞士的UBS建立了我的养老金,并选择投资于他们管理的高风险增长基金之一。诚然,由于我经营一家大型企业并且已经最大化了我的养老金缴纳,我没有每年审查它。然而,这些年来,该基金的增长率仅为平均3.5%,考虑通货膨胀后实际上导致了净亏损。此外,每年咨询费为£5,000,基金费用约为1%,我最终决定将我的所有投资从UBS转移到更好的机构。

原文

High-Risk Pension Fund Disappointment: 3.5% Growth, Inflation Loss, £5k Fees Prompt UBS Exit

8 years ago, I established my pension with UBS, opting to invest in one of their high-risk growth funds managed in Switzerland. Admittedly, I didn't review it annually due to my commitments running a large business and having maximized my pension contributions. However, over these years, the fund only grew by an average of 3.5%, which effectively resulted in a net loss when considering inflation. Additionally, with an advisory fee of £5,000 per year and fund fees of about 1%, I ultimately decided to transfer all my investments from UBS to a better one.

2024-06-28

法国

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