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Margin trading fees with Iwai Cosmo are structured based on the contract price, with specific rates for different price brackets. These fees can vary depending on the size and type of trade. While the fee structure is tiered, it is often noted in Iwai Cosmo reviews that margin trading can be more expensive compared to standard spot trading, especially for larger trades. This is something traders need to consider before engaging in margin trading with Iwai Cosmo.