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/10
The WikiFX Score of this broker is reduced because of too many complaints!

XTB

United Kingdom | 10-15 years |
Listed Regulated in Cyprus | Market Maker (MM) | MT4 Full License | Global Business | High potential risk

https://www.xtb.com/en

Website

Rating Index

MT4/5 Identification

MT4/5

Full License

XTB-MT4 Demo

MT4
9

Influence

AAA

Influence index NO.1

Poland 9.42
The WikiFX Score of this broker is reduced because of too many complaints!

MT4/5 Identification

MT4/5 Identification

Full License

9
Server Name
XTB-MT4 Demo MT4
Server Location

Influence

Influence

AAA

Influence index NO.1

Poland 9.42
Surpassed 67.70% brokers
Biz Area Search Statistics Advertising Social Media Index

Contact

+44 2036953086
sales@xtb.uk
https://www.xtb.com/en
Level 9, One Canada Square, Canary Wharf, E14 5AA, London, United Kingdom
VPS Standard
No restriction on the broker account

Single Core

1G

40G

1M*ADSL

Open
WikiFX Risk Alerts
2025-07-26
  • The number of the complaints received by WikiFX have reached 17 for this broker in the past 3 months. Please be aware of the risk and the potential scam!
2

Basic Information

Registered Region
United Kingdom
Operating Period
10-15 years
Company Name
XTB Limited
Abbreviation
XTB
Company employee
--
Customer Service Email Address
uksales@xtb.com
Contact Number
+442036953086
Company Website
Company address
Level 9, One Canada Square, Canary Wharf, E14 5AA, London, United Kingdom

FX6459449682

Unverified

Iraq

I traded with the company and made profits, but the interest rate is very high and they only deduct the interest when I send the amount. I cannot withdraw my amount because they control it.

Exposure

01-20

adrian17

Unverified

Bolivia

I withdrew my money yesterday and until now I haven't received anything in my Skrill account. I try to contact them but they only send me pre-programmed messages and tell me that it will take time from the bank. But I withdrew from my Skrill account and I try to communicate with my advisor but she doesn't respond to my questions.

Exposure

2024-09-19

Wen wen

Unverified

Taiwan

I deposited a principal of 10,000 yuan, and the other party helped me trade and made a profit of 235,200. However, customer service called me and said that I could not receive the money if I did not sign up for the event. I had to raise a principal of 60,000 yuan before 3 p.m. to continue trading, otherwise I would never be able to withdraw my money. ^_^

Exposure

2024-01-05

FX3957290261

Unverified

India

Totally Transparency. It's too good

Positive

05-25

Mayerr

Unverified

United States

Trading hours are convenient, but the spread widens during low liquidity periods. Need to plan my trades accordingly.

Neutral

2024-08-06

✨LL✨

Unverified

United States

Satisfactory experience with XTB. Strong regulatory status. Diverse tradable assets. Zero-commission, competitive spreads. Intuitive xStation 5 platform. Decent educational resources. 1:30 leverage is limiting. Withdrawal fees for small amounts. Overall, a reliable broker.

Neutral

2023-12-05

Smartduna

Unverified

Philippines

Trading with XTB for a year. Regulated by CYSEC, CNMV, and FCA, ensuring fund safety. Zero-commission, competitive spreads from 0.25 pips. User-friendly xStation 5 platform. Helpful educational resources. Limited account options. Responsive customer support, but 24/7 availability would be an improvement.

Neutral

2023-12-04

Karim ‎osman

Unverified

Egypt

Please be very careful for everyone in Egypt and neighboring countries. This company works with fraudulent brokers. There is a partner in Egypt for this company, his name is Mohamed Kamel El-Sayed. And he tells you that he did not promise you anything, and you filed a complaint with the company with all the documents. At first, they denied their knowledge of him, and then when you threatened them to file an oral complaint

Exposure

2023-03-25

SUNNY90656

Unverified

Netherlands

XTB’s xStation 5 gave me lots of confidence when trading on this platform, simple and helpful, mobile app allows me to trade anywhere and anytime. Customer service is also bravo!

Neutral

2023-02-20

~ Renew

Unverified

United Kingdom

Really assisted in growing my profit which was the main reason I wanted to trade. My hopes and expectations were met by this broker and it’s really amazing to see that!

Positive

2023-02-14

TERSOR珮卓私人定制

Unverified

United Kingdom

Trading with this platform is the worst trading experience ever, during my trading process, they began to charge hefty commissions, deliberately manipulated my account… In the end, they rejected my withdrawal requests, closed my account, leaving me nowhere to turn to…What I wanna say is never trust this broker, making a deposit here.

Neutral

2022-11-21

diego1517

Unverified

Colombia

I made a deposit of 200usd I lost .097 cents I had 199.07usd left I requested the withdrawal and I received 179.07 usd I mean they charged a 10% commission I mean it's a scam since they promise what they don't deliver, other than that they close my account why I asked them for the disbursement of the money

Exposure

2022-10-26

FX4260675335

Unverified

Hong Kong

I have complained many times, but it has not gotten better. Copy the original picture to answer. We have millions of deposits at the broker. Currently, almost all of them have been withdrawn, found slipping and almost moved away. Give me many opportunities for improvement and never fix it. I have been slipped for 200 pips.

Exposure

2021-12-12

Khitish Dash20293

Unverified

India

XTB is a complete scam broker don't trust on them and u can i have attached my proof my joiurnal and the withdrawal pending.They have also blcoked me and suspended my account.please be aware.

Exposure

2021-09-17

Alexander Ho

Unverified

Malaysia

All the payment are keep in progress and cancelled only

Exposure

2021-09-03

FX1391345937

Unverified

Mexico

A few days ago, I conducted a currency pair transaction at this broker and set a stop loss with a reasonable margin. The first thing that happened to me was that I opened two operations and waited for the price to change for a period of time. I closed the operation. Colleagues who opened the same operation in the same broker. In other brokers, the price did not touch my stop loss, if they reached the target, the same situation would not happen. [d83d][de24] When he made a statement, his answer was that everything was normal, one month after the incident.

Exposure

2021-06-28

FX6091055532

Unverified

Vietnam

The first 2 screenshots are the trading detail. The SL was at 1880. The candle hit SL and overcome SL a little bit. But when I checked other chart on Tradingview.com and Goldprice.org, the candle did NOT hit 1880. I don't think this issue is slippage. I think they intentionally did that in order to scam. Be aware!!!

Exposure

2020-11-20

木子86499

Unverified

Hong Kong

I withdrew in XTB while the customer service said I was suspected of money laundering and I have to deposit 55% of the account balance to verify capital. Otherwise, my account will be frozen. After I deposited, I was asked to deposit again. I suspected that I was cheated so I didn’t deposit for the credit score. Then I contacted the customer service several times but now I can’t log in. This situation has kept for three days

Exposure

2020-11-06

FX3350714255

Unverified

Vietnam

The app became unresponsive three times. Picture is the truth.

Exposure

2020-10-25

鱼15141

Unverified

Hong Kong

Kep delaying my witdhraw no matter large or small amount. Who can help me?

Exposure

2020-10-25

FX6387906802

Unverified

Hong Kong

I can't take my money which is frozen? The custoemr service doesn't reply to me now. And there is no regulator of XTB

Exposure

2020-10-24

木子86499

Unverified

Hong Kong

Can deposit but can’t withdraw for insufficient bank card score. Why does XTB know the score without investigation? XTB has the final say on everything.

Exposure

2020-10-22

木子86499

Unverified

Hong Kong

My account was frozen for no reason. I verified my capital as required, but I was told that my credits were not enough. I had to buy more coins, or my account can never withdraw coins.

Exposure

2020-10-05

28
Listing Information
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Wiki Q&A
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Website

Most visited countries/areas
Poland
xtbofficial.com
18.173.121.84
xtbvietnam.com
195.182.34.161
xtb.com
176.119.34.199

Relevant Enterprises

XTB S.A., organizačná zložka(Slovakia)
Active
Slovakia
Registration No.
36859699
Established
2024-09-26
XTB LIMITED(Cyprus)
Active
Cyprus
Registration No.
HE296794
Established
2011-11-14
XTB LTD(United Kingdom)
Deregistered
United Kingdom
Registration No.
08228453
Established
2012-09-25

Company Summary

Quick XTB Review Summary
Founded in 1995
Registered inUK
Regulated byCySEC, FCA
Trading Instruments6,898, stocks, ETFs, forex, indices, commodities
Demo Account
Min Deposit£0
LeverageUp to 1:500
EUR/USD SpreadFloating around 1.0 pips
Trading PlatformMobile, Desktop, Tablet
Payment MethodxStation5 (Mobile, Desktop, Tablet)
Deposit Fee
Withdrawal FeeFree for withdrawal above 50 USD/EUR/GBP
5 USD/EUR/GBP for withdrawal below 50 USD/EUR/GBP
Inactivity FeeA monthly fee of 10 GBP will be charged if no purchase or sale transaction within 365 days
Customer Support24/5 live chat
Tel: +44 2036953086
Email: uksales@xtb.com

XTB Information

XTB is a UK registered online forex and CFD broker that is regulated by the FCA and CYSEC. The company offers trading in 6,898 financial instruments including stocks, ETFs, forex, indices, and commodities with leverage up to 1:500, spread from 0.5 pips and zero commissions for CFD trading via Mobile, Desktop, and Tablet platforms.

XTBs homepage

Pros and Cons of XTB

Pros:

  • Regulated by CySEC and FCA
  • Commission-free trading
  • No minimum deposit requirement
  • Rich educational resources including educational articles, market analysis, aneBooks

Cons:

  • Only offers a standard account type
  • Withdrawal below 50 USD/EUR/GBP will be charged a fee of 5 USD/EUR/GBP
  • A monthly fee of 10 GBP will be charged if no purchase or sale transaction within 365 days
  • Customer support is not available 24/7

Is XTB Legit?

Yes. XTB is currently regulated by Cyprus Securities and Exchange Commission (CySEC) and Financial Conduct Authority (FCA).

Regulated CountryRegulatorRegulated EntityLicense TypeLicense No.
Cyprus
CySECXTB LtdMarket Making (MM)169/12
UK
FCAXTB LimitedStraight Through Processing (STP)522157
Regulated by CySEC
Regulated by FCA

Market Instruments

XTB offer 6,898 tradable instruments, including stocks, ETFs, forex, indices, and commodities. This presents a great opportunity for traders to diversify their portfolio and access multiple markets all within one platform.

Asset ClassSupported
CFDs
Stocks
ETFs
Forex
Indices
Commodities
Cryprocurrencies
Bonds
Options

Account Type

XTB only offers a single standard account type, and no minimum deposit requirement.

There are no fees for account opening and maintenance, while 0.5% for currency conversion.

Leverage

XTB offers a maximum leverage of up to 1:500. However, traders need to be aware that high leverage also carries a higher risk of substantial losses, and should only be used by experienced traders who have a good understanding of risk management strategies.

Spreads and Commissions

XTB offers spread from 0.5 pips. Specifically, spread on the EUR/USD pair is floating around 1.0 pips.

As for commissions, there is no commission for trading CFDs, while there may be a commission charged for stocks and ETFs investing. You can find detailed info in the table below:

Commission for trading CFDs
Stocks and ETFs investing commissionFor monthly turnover equivalent up to 100, 000 EUR
After that0.2%, min 10 GBP

Trading Platform

XTB only offers its proprietary platform, available on Mobile, Desktop, and Tablet devices. It does not support any third-party trading platforms, such as the industry-leading MT4 and MT5, which could be a disadvantage for some traders.

Trading PlatformSupported Available Devices Suitable for
Proprietary platformMobile, Desktop, Tablet/
MT4/Beginners
MT5/Experienced traders

Deposit and Withdrawal

XTB accepts payments via MasterCard, Maestro, Visa, Bank transfer.

The accepted currencies are USD, EUR, and GBP.

It does not charge any fees for deposits and process them quickly.

Withdrawal above 50 USD/EUR/GBP is free of charge, while withdrawal below 50 USD/EUR/GBP will be charged a fee of 5 USD/EUR/GBP.

As for the withdrawal processing time, withdrawal before 1 PM can be processed on the same business day, while withdrawal after 1 PM will be processed on the next business day.

Deposits 1
Deposits 2
Withdrawals

Conclusion

Overall, XTB is a well-regulated and reputable forex broker with many years of experience in the industry. The company offers a wide range of tradable assets, competitive spreads, and user-friendly trading platforms with advanced features. The educational resources provided by XTB are also a valuable asset for both novice and experienced traders.

However, the limited account options and high withdrawal fees for small amounts may be a disadvantage for some traders.

Overall, XTB is a solid choice for traders looking for a regulated and reliable forex broker.

Keywords

  • 10-15 years
  • Regulated in Cyprus
  • Regulated in United Kingdom
  • Market Maker (MM)
  • Straight Through Processing (STP)
  • MT4 Full License
  • Self-developed
  • Global Business
  • High potential risk

News

XTB Hack 2025: Major Security Breach Exposes Client Accounts

News XTB Hack 2025: Major Security Breach Exposes Client Accounts

XTB suffers a major hack in 2025, with hackers draining client accounts and sparking urgent security upgrades. Learn how the breach unfolded and what’s next.

2025-07-12 15:19

XTB Hack 2025: Major Security Breach Exposes Client Accounts

News XTB Hack 2025: Major Security Breach Exposes Client Accounts

XTB suffers a major hack in 2025, with hackers draining client accounts and sparking urgent security upgrades. Learn how the breach unfolded and what’s next.

2025-07-12 14:44

XTB Launches Tax-Advantaged Retirement Accounts in Poland

News XTB Launches Tax-Advantaged Retirement Accounts in Poland

XTB introduces IKZE accounts in Poland, offering significant tax advantages for retirement planning. Learn how this mobile-first brokerage XTB is expanding Polish investment accounts.

2025-07-02 17:42

XTB Offers Free GM Stock to New MENA Investors

News XTB Offers Free GM Stock to New MENA Investors

XTB launches a promotion giving new MENA investors a free General Motors share. Sign up, fund your account, and start investing with no minimum deposit by Dec 2025.

2025-05-29 17:18

Beware of XTB  Clone

Exposure Beware of XTB  Clone

ALL INVESTORS AND TRADERS PAY ATTENTION! The Financial Conduct Authority (FCA) issued a warning, stating that a clone of the XTB broker is operating in the market and using authentic details of registered organizations, such as email addresses, phone numbers, postal addresses, and firm reference numbers.

2024-08-14 18:12

Complaints + fake address. Can we really give credit to XTB?

Exposure Complaints + fake address. Can we really give credit to XTB?

XTB is an online forex broker offering a series of financial instruments to its clients across the globe. However, because of recent complaints and a fake address, we want to remind you of the risk when investing in XTB.

2022-10-18 17:30

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You are visiting the WikiFX website. WikiFX Internet and its mobile products are an enterprise information searching tool for global users. When using WikiFX products, users should consciously abide by the relevant laws and regulations of the country and region where they are located.
consumer hotline:006531290538
Official Email:support@wikifx.com;
Mobile Phone Number:234 706 777 7762;61 449895363
Telegram:+60 103342306
Whatsapp:+852-6613 1970;
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