WikiFX

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Based on my review and close examination of Firstrade’s offerings, immediate withdrawals are not available, regardless of the payment method chosen. In my personal experience as a trader, timely access to funds is often crucial, so I paid close attention to Firstrade’s withdrawal options and timeframes. Their primary supported withdrawal methods are ACH transfers, wire transfers (both domestic and international), and check by mail. ACH transfers and internal account transfers generally take about 1 business day, while domestic wire transfers take 1-2 business days, and international wires require 3-5 business days. Even checks sent by mail, expedited or not, do not qualify as “immediate.” To me, this delay is important to consider—especially since no method offers true instant processing. From my perspective, having to wait at least one business day is standard among U.S. online brokers, but I always prefer being able to access my funds instantly when possible, particularly for active trading. Furthermore, Firstrade does not charge withdrawal fees for most methods except wires or expedited services, which adds some cost consideration. For traders valuing instant liquidity, Firstrade’s current structure may feel limiting, and I recommend factoring these timelines into any trading or investing strategy. Always be conservative with withdrawal planning; never assume immediate access to profits or deposited funds.