天眼评分
BOQ
https://www.boq.com.au/
官方网址
评分指数
影响力
影响力
A
影响力指数 NO.1
联系方式
持牌机构:Bank of Queensland Limited
监管证号:244616
单核
1G
40G
1M*ADSL
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官网鉴定
boq.com.au
23.75.3.20服务器所在地美国
备案号--主要访问国家/地区--域名创建时间--网站名称WHOIS.AUDNS.NET.AU所属公司AU-NIC
关系族谱
相关企业
公司简介
| BOQ 评论摘要 | |
| 成立时间 | 1874年 |
| 注册国家/地区 | 澳大利亚 |
| 监管机构 | ASIC |
| 金融服务 | 银行账户、房屋贷款、信用卡、个人贷款、保险、企业贷款、企业账户、外汇交易所和贸易服务、商户和支付产品 |
| 最低存款 | 0 |
| 客服电话 | 电话:1300 55 72 72 |
BOQ 信息
BOQ成立于1874年,受ASIC监管,为个人和企业提供多样化的金融服务,包括各种银行账户、房屋和个人贷款、信用卡、保险以及专业的企业银行解决方案。他们以某些账户的零最低存款要求而闻名。

优缺点
| 优点 | 缺点 |
| 受ASIC监管 | 高收益储蓄的年龄限制 |
| 多样的账户类型 | 客户支持渠道有限 |
| 零最低存款 | |
| 营运时间长 |
BOQ 是否合法?
BOQ在澳大利亚由澳大利亚证券和投资委员会(ASIC)监管,持有做市商(MM)许可证,许可证号为000244616。
| 监管机构 | 当前状态 | 持牌实体 | 监管国家 | 许可证类型 | 许可证号 |
| 澳大利亚证券和投资委员会(ASIC) | 受监管 | Bank of Queensland Limited | 澳大利亚 | 做市商(MM) | 000244616 |

金融服务
- 对于个人,BOQ提供银行账户(交易、储蓄、定期存款)、房屋贷款(包括再融资和计算器)、信用卡(带有奖励)、个人贷款和保险(家庭/物品和汽车)。

- 对于企业,BOQ提供贷款和融资(包括企业贷款和透支)、企业账户(交易、储蓄、Visa借记卡)、外汇交易所和贸易服务、商户和支付产品、行业专业知识(例如农业、医疗保健)以及企业银行支持(工具、计算器、知识中心)。

账户类型
Business bank account: BOQ 提供各种业务银行账户,包括用于日常运营的业务交易账户和用于赚取企业资金利息的储蓄和投资账户。他们还提供行业专业账户,专为律师、房地产经纪人和非营利组织等行业定制。

Personal account: BOQ 提供两种个人账户,分别是交易账户和储蓄账户。
Transaction account: BOQ的交易账户通常不收取月度账户管理费,可以在澳大利亚的BOQ ATM上无需取款手续费,并且在澳大利亚境内的交易也不收取手续费。如果您透支账户,他们还声明不会产生透支费用。

储蓄账户:
| 特点 | 未来储户账户(14-35岁) | 智能储户账户(36岁或以上) | 简易储户账户 | 定期存款(余额$5,000 - $249,999,期限12-24个月) |
| 利率 | 5.25% 每年,最高$50,000 | 4.90% 每年,最高$250,000 | 4.55% 每年,最高$5M | 4.00% 每年 |
| 奖励利息 | 如果符合条件,最高$50,000的浮动利率 | 如果符合条件,最高$250,000的浮动利率 | 获得优惠的持续利率 | 固定期利率,无账户透支 |
| 可用性 | 可在myBOQ应用上使用 | - | ||
| 月度账户费用 | ❌ | ❌ | ❌ | ❌ |
| 最低存款 | - | - | 0 | $1,000 |
| 其他特点 | 符合条件时每月获得奖励利息 | 坐下来看着您的储蓄增长 | 灵活的期限,从1个月起,选择利息支付频率 | |

企业画像
2025年SkyLine马来西亚
- 20年以上
- 澳大利亚监管
- 全牌照(MM)
- 自研
- 全球展业
Wiki问答
Does ASIC’s regulation of BOQ broker cover all its services?
Yes, ASIC’s regulation of BOQ broker covers all of its services, including the bank’s financial products like loans, credit cards, and investment accounts. ASIC’s oversight ensures that BOQ broker follows Australian financial regulations, offering products that are secure and transparent for customers. The regulation ensures that the bank provides clear terms and conditions, maintains adequate financial reserves, and operates in a way that protects consumer interests. As a consumer, I feel confident that BOQ broker’s broad range of financial services, from personal loans to business banking products, are under the watchful eye of a reputable regulator. This regulatory protection extends to the bank’s operations, meaning that customers have recourse if they encounter any issues or disputes. For me, knowing that BOQ broker operates within the boundaries of ASIC’s strict rules adds a level of security to my dealings with them.
Is BOQ broker a regulated financial institution?
BOQ broker, also known as Bank of Queensland, is a fully regulated financial institution in Australia, overseen by the Australian Securities and Investments Commission (ASIC). This regulation ensures that BOQ broker adheres to strict financial guidelines, providing a secure environment for investors and consumers. ASIC’s role is to ensure that all licensed financial services providers, including BOQ broker, follow the rules that protect investors' rights and funds. Being regulated by ASIC means that BOQ broker must maintain high standards in areas like capital adequacy, financial transparency, and customer service. Personally, I find that the ASIC regulation adds a lot of value to BOQ broker's credibility, especially as it shows their commitment to customer protection and fairness. It also ensures that the bank operates with integrity, which is essential for anyone looking to invest or deposit funds. However, as with any regulated financial institution, it’s important to understand the terms and conditions of the services offered. In my case, I would feel more secure working with a regulated entity like BOQ broker due to the added level of oversight and compliance it ensures.
Which payment methods does BOQ broker support for deposits and withdrawals?
BOQ broker supports a variety of payment methods for both deposits and withdrawals, including direct bank transfers, card payments (Visa and Mastercard), and electronic funds transfers. These payment methods make it easy for customers to access their funds or deposit money into their accounts. For business accounts, BOQ broker also offers merchant services for businesses needing to process payments. I find the flexibility of payment methods offered by BOQ broker to be very helpful for both personal and business banking needs. The inclusion of card payments and bank transfers makes it easy to manage finances, but for international transactions, it’s always good to verify any additional fees or processing times.
Which payment methods does BOQ support?
BOQ broker supports a range of payment methods, including direct bank transfers, card payments (Visa and Mastercard), and electronic funds transfers. These payment options make it easy to transfer funds to and from your BOQ broker account. For business accounts, BOQ broker also supports merchant services, which is convenient for companies that need to process payments from clients. Personally, I appreciate the variety of payment options available through BOQ broker, especially for personal accounts where I need easy access to funds.
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gerry400
泽西岛
我已经出金112775美元,并且正在审核中。我通过客服进行了跟进,他们告诉我,由于ID账户异常,我已经出金的金额无法释放,并且需要充值最后一笔3035美元到OKX商户,他们向我解释了这个问题,并鼓励我支付充值费用。过了一会儿,客服给我发了一条信息,说他们已经准备好放款了,包括充值款。不过,既然我同意放款,我就需要自己掏腰包支付 5017 美元的手续费,收到付款后,他们会在 10 到 30 分钟内放款。我没有付款,因为我意识到自己已经被骗了。底部最后一张图片是他们的 BOQ 外汇平台,第二张是登录页面。
曝光
jun26
津巴布韦
假平台,遇到打着投资要你入金这个BOQ的朋友们,千万要小心了,只能入金不能出金,找各种理由卡你,要你继续交保证金。
曝光
David Wilson
英国
昆士兰银行,一家大型银行,提供出色的服务。👍👍👍他们是一流的。
好评
王苏彬
英国
ASIC 是世界上最好的监管机构之一,而 BOQ 是我目前的外汇经纪商。它能够提供一系列令人满意的服务,我的钱是安全的。
中评
Aung Myohlaing
西班牙
到目前为止,我喜欢使用 BOQ 进行交易的体验!这是一个诚实和关怀的公司。他们总能及时回答我的问题,并尽快解决。
好评
想當年
香港
BOQ的客服服务给我留下了很好的印象!他们的东西总能耐心温柔地回答我的问题,给我一些有用的建议。所以他们已经成为我最喜欢的经纪人之一。哈哈..他们做得非常好!尊重!!
好评
卡布奇诺80913
香港
我以前没用过这家银行,但是在澳洲挺有影响力的。。。客服好像挺不错的,工作人员会很礼貌的回答你的问题。
中评
漫步咖啡
香港
我不知道该说什么,银行转账有时需要更长的时间......我曾经使用过它的服务,然后它让我感到失望。我建议你应该去找其他公司...
中评